The word coming out of Washington these days is that the repeal of the Affordable Care Act, also known as Obamacare, is imminent. Let’s face it: Obamacare has been sitting under a guillotine almost since day one and the President-Elect is now urging Congress to repeal and replace Obamacare as quickly as possible. If we’re going to get rid of Obamacare, it would obviously be best to replace it as quickly as possible, or even simultaneously, because otherwise millions of Americans could be left without health insurance. Is that realistic, though, to believe that Obamacare can be replaced within a matter of weeks? It can take years to draft new legislation and from my very basic understanding of the ACA, it is behemoth legislation that works like a puzzle, with every aspect needing to fit together just so.
Typically, this site is dedicated pretty exclusively to shopping, but maybe because I’m getting older and actually have to think about things like healthcare, I haven’t been able to help but think about how difficult it could be for some people will receive affordable access to healthcare if Obamacare is repealed. I certainly don’t have all of the answers, don’t claim to know much of anything about the Affordable Care Act, and this certainly isn’t meant to be a political post. However, if you’re worried about how you’re going to pay for healthcare if Obamacare is repealed, here are a few affordable options I’ve found that MAY help you cover the basics.
How to Save on Healthcare if Obamacare is Repealed
How to Save Money on Prescription Drugs
I know it depends on the types of drugs that are needed, but there are quite a few different ways one can save money on prescription drugs.
Fill prescriptions at Walmart
I asked a friend of mine, a former social worker at a hospital in Washington DC, if she had any tips for how to save on health care and she said that one of the recommendations they always gave to their clients was to check out the pricing at Walmart. It turns out that Walmart offers $4 prescription refills. Here’s a link to their list of $4 prescriptions ($4 typically covers 30 days, while $10 can get you a 90-day fill.) Another great aspect of this cheap prescription drug option is that Walmart offers free home delivery.
If you need to save money on prescription drugs without insurance coverage and don’t mind doing a little bit of shopping online, Blink Health may be a great option for you! Blink Health actually cuts out the insurance component altogether and works directly with the drug manufacturers and pharmacies to offer discounts to customers.
The process for receiving a discount on any of the 15,000 prescription drugs covered by Blink Health is as follows:
- Search online for the prescription drug you need
- Pay for your prescription online and receive a “Blink Card” that you will need to print out and present at your local pharmacy
- Go to your local pharmacy with your “Blink Card” and prescription. Tell the pharmacist to make sure that Blink Health is listed as the primary payor.
- Pay nothing at the pharmacy!
Blink Health is accepted at some of the most popular pharmacies in the country, such as Walgreens, Walmart, Rite Aid, CVS and many independents. Over 50 percent of medications cost less than $10 on Blink Health.
What I like about Blink Health is that you can also use it to check prescription drug prices even if you are using insurance or Medicare. You might find that your price is lower using Blink than it is going through traditional insurance.