The only good thing about having bad credit is that it's possible to raise your credit score! It's not something that stays static once you reach a certain level, thank goodness! Check out our tips below if improving your credit…
EbatesÂ has long been one of my favorite sitesÂ as it combines the two things I love best: Shopping and Saving Money. I have been using Ebates for years and years and over time I have earned $1,100+ using Ebates! Here’s the proof:
Over time I have earned $1,194.38 using Ebates!!! Granted, I have been using EbatesÂ since 2008 and this is a cumulative total over the years, but that still breaks down to approximately $135 per year and it’s all money that I didn’t have to work for or go out of my way to earn. I earned that money simply by shopping!
Read on for a quick rundown on how Ebates works as well as some tips that will help you save even more at Ebates (for instance: combining Amazon and Ebates… yes, you can earn money back on your Amazon impulse purchases!!!).
Whether youâ€™re a fashionista who likes to have the latest trends or a mom who is just trying to keep her family clothed without breaking the bank, there are loads of ways to save money on clothes for both adults and children. Here are some tips to follow if you want to dress well for less.
27 Ways to Save Money on Clothes
Shop thrift stores
Yes, it seems obvious but shopping at thrift stores is one of the best ways to save money on clothes. They usually have loads of clothing, shoes, and accessories for very low prices. Stores in or near more affluent neighborhoods often have the best quality clothing but you’ll still pay pennies on the dollar for what you would spend on new items.
Combine sales and coupons
Don’t be afraid to look for all of the ways to save that you possibly can, and this includes combining sales with coupons. One of the absolute best places to do this is at Kohl’s. They almost always have huge sales AND awesome coupons available. Plus, you can almost always collect and/or spend Kohl’s Cash, too!
Host a clothing swap
Ask your friends to bring their unwanted clothing to a clothing swap! Everyone leaves with what they can use and then you can donate whatever is unclaimed at the end of the night! This is a win-win for everyone!
Learn to sew
If you can hem, stitch, and sew on a button, you can repair your own clothes instead of needing to buy a new garment or paying someone else to fix it.
Back in 2007, I went to my local Volkswagen dealer with a friends and family certificate in hand expecting to get a good deal. My now husband and I spent SEVEN hours at the dealership that day as the salesman kept trying to get us to agree to different terms and once we were finally ready toÂ sign the paperwork we were met with a barrage of upsell options. While I left with a car, IÂ felt a little like I’d been run over repeatedly with the new Rabbit that was now in my possession. It was a long and trying day, and I recently found the paperwork and realized that we got the exact opposite of a deal, even with the alleged friends and family discount. Oof.
Fast forward to February 2015 when our son was born and we realized that a two-door hatchback probably wasn’t going to cut it anymore. (The most harrowing moment of my career as a new mom? Getting my newborn baby out of the hospital and into his convertible car seat in the back of my two door car. That’s not an experience I recommend!) Instead of rushing right out to get a new car, however,Â we dealt with our car’s shortcomings as we did some research into what our next car should be. Ultimately we decided that the Nissan Rogue was the car we wanted so then we turned our attention to finding that carÂ at the right price.
Using TrueCar to Get Your Dream Car for Less
I’d seen a lot of commercials for TrueCar, which alleged to help you get the best price for your car by showing you dealerships that had the car you wanted that they would sell to you at the “TrueCar” price. In other words, these dealerships had entered into a partnership with TrueCar to offer the cars they have in-stock and on the lot at a guaranteed TrueCar savings. As you can see above,Â some dealerships may offer the car you want at an exceptional price, while others may offer it at a great price, a good price, or even above market. Regardless, with TrueCar you’ll learn the local new car pricing before you ever step foot in a car dealership. The graph above is based on what others in your market actually paid for the car so you can quickly see whether you are getting a good deal or not. (My condolences go out to those people paying above market value!)
The word coming out of Washington these days is that the repeal of the Affordable Care Act, also known as Obamacare, is imminent. Let’s face it: Obamacare has beenÂ sitting under a guillotine almost since day one andÂ the President-Elect is now urging Congress to repeal and replace Obamacare as quickly as possible.Â If we’re going to get rid of Obamacare, it would obviously be best to replace it as quickly as possible, or even simultaneously, because otherwise millions of Americans could be left without health insurance. Is that realistic, though, to believe that Obamacare can be replaced within a matter of weeks? It can take years to draft new legislation and from my very basic understanding of the ACA, it is behemoth legislation that works like a puzzle, with every aspect needing to fit together just so.
Typically, this site is dedicated pretty exclusively to shopping, but maybe because I’m getting older and actually have to think about things like healthcare, I haven’t been able to help but think about how difficult it could be for some people will receive affordable access to healthcare if Obamacare is repealed. I certainly don’t have all of the answers, don’t claim to know much of anything about the Affordable Care Act, and this certainly isn’t meant to be a political post. However, if you’re worried about how you’re going to pay for healthcare if Obamacare is repealed, here are a few affordable options I’ve found that MAY help you cover the basics.
How to Save on Healthcare if Obamacare is Repealed
How to Save Money on Prescription Drugs
I know it depends on the types of drugs that are needed, but there are quite a few different ways one can save money on prescription drugs.
Fill prescriptions at Walmart
I asked a friend of mine, a former social worker at a hospital in Washington DC, if she had any tips for how to save on health care and she said that one of the recommendations they always gave to their clients was to check out the pricing at Walmart. It turns out that Walmart offers $4 prescription refills. Here’s a link to their list of $4 prescriptions ($4 typically covers 30 days, while $10 can get you a 90-day fill.) Another great aspect of this cheap prescription drug option is that Walmart offers free home delivery.
If you need to save money on prescription drugs without insurance coverage and don’t mind doing a little bit of shopping online, Blink Health may be a great option for you! Blink Health actually cuts out the insurance component altogether and works directly with the drug manufacturers and pharmacies to offer discounts to customers.
The process for receiving a discount on any of the 15,000 prescription drugs covered by Blink Health is as follows:
- Search online for the prescription drug you need
- Pay for your prescription online and receive a “Blink Card” that you will need to print out and present at your local pharmacy
- Go to your local pharmacy with your “Blink Card” and prescription. Tell the pharmacist to make sure that Blink Health is listed as the primary payor.
- Pay nothing at the pharmacy!
Blink Health is accepted at some of the most popular pharmacies in the country, such as Walgreens, Walmart, Rite Aid, CVS and many independents. Over 50 percent of medications cost less than $10 on Blink Health.
What I like about Blink Health is that you can also use it to check prescription drug prices even if you are using insurance or Medicare. You might find that your price is lower using Blink than it is going through traditional insurance.